Ralph R. Mazzeo

Ralph R. Mazzeo is a partner in Dechert's Global Finance practice. He focuses his practice on sophisticated capital markets and mortgage finance transactions, with a particular emphasis on structured finance, including residential mortgage-backed securities (RMBS), commercial mortgage-backed securities (CMBS), single family rental properties (SFR) and CRE CLOs. Mr. Mazzeo regularly advises issuers, originators, servicers and underwriters in connection with securitizations, asset sales and repurchase facilities. His clients also include private equity and hedge fund managers who are investing in the residential, multifamily and commercial real estate markets and structured products.

Mr. Mazzeo is a recommended lawyer for real estate and structured finance in The Legal 500 U.S. which noted, "He is highly knowledgeable about structured finance matters and is always cool under pressure.“ In its 2021 edition, clients praised him for “having the experience and depth needed to quickly get to the heart of the issue.” He was also selected as a 2019 Best of the Bar lawyer in Greater Philadelphia. 

Mr. Mazzeo also advises clients on the use of blockchain, cryptocurrencies and digital assets in the origination, sale, servicing and financing of financial assets. He was “Highly Commended” for legal innovation by the Financial Times for helping Figure Technologies’ blockchain-based HELOC business secure a landmark $1 billion financing facility.

In connection with the government’s response to the COVID-19 pandemic, Mr. Mazzeo is currently advising clients on CARES Act assistance programs, Small Business Association (SBA) loan programs and the Federal Reserve’s Term Asset-Backed Securities Loan Facility (TALF). Mr. Mazzeo has represented industry trade groups including SIFMA and the MBA in delivering formal comments related to Risk Retention, Regulation AB, and other issues affecting securitizations under the Dodd-Frank Act.