The New Regulatory Regime for Savings and Loan Holding Companies

September 13, 2011
The Federal Reserve Board has issued an interim final rule, effective September 13, 2011, that reflects the most extensive changes to the regulation of savings and loan holding companies in more than 20 years. As a result of the Dodd-Frank Act and the elimination of the OTS, the Federal Reserve has become the primary regulator of the more than 400 SLHCs previously regulated by the OTS. This update examines significant aspects of the Rule and its impact on stock-form SLHCs.