
Evolving with the Fintech Sector
Dechert delivers deep knowledge and decades of experience to bridge the gap between legacy regulation and new technology, finding sophisticated solutions for operating in this rapidly evolving arena.
Our lawyers understand the legal and regulatory challenges fintech and crypto companies face as they increasingly disrupt the financial services, banking and investment industries, changing the way people invest, spend and lend money. We bridge the gap between emerging technologies and the traditional business, legal and regulatory environment, helping companies leverage new technology and find market opportunities in rapidly changing industries.
The increasing use of crypto assets has given rise to complex legal issues including those around:
Artificial intelligence technologies, and Generative AI in particular, are causing companies to reimagine the way they conduct their businesses. The use of AI raises novel and complex legal and regulatory issues relating to the fiduciary duties of care and loyalty, investor and consumer protection, cybersecurity and privacy, disclosure obligations, fair competition and non-discrimination. The treatment of these issues differs across jurisdictions, as the U.S. and the EU in particular chart divergent approaches. As AI becomes more integrated into investment and financial business lines, in particular investment, lending and marketing activities, these issues require sophisticated counsel with deep experience in both new applications of the technology and existing business, market and regulatory practice.
Hailed as "very strong on technology . . . a nuts-and-bolts firm in the fintech space" (Chambers FinTech), our fintech and crypto lawyers work across offices in the United States, Europe and Asia, drawing on decades of experience to advise key players in the biggest global fintech and crypto markets. Clients relying on our solutions range from large financial institutions with operations spanning many countries to entrepreneurial companies launching their businesses in a single jurisdiction. Dechert was named a leading firm in the Nationwide FinTech Legal category in the Chambers FinTech Guide
Our fintech lawyers are at the forefront of sophisticated businesses, products and transactions involving crypto assets, helping increase their efficiency, accuracy and value. We know blockchain – you can find our analyses in the Blockchain and Digital Assets Resources Center – and are well-equipped to address the regulatory issues faced by fintech firms disrupting the financial services, investment and banking industries. Our efforts include helping clients leverage the benefits of distributed ledger technology (DLT) to innovate and re-envision how financial instruments and investment products can be constructed.