Ralph R. Mazzeo


Ralph R. Mazzeo


New York | Three Bryant Park, 1095 Avenue of the Americas, New York, NY, United States of America 10036-6797
+1 212 698 3635 | +1 212 698 3599

Philadelphia | Cira Centre, 2929 Arch Street, Philadelphia, PA, United States of America 19104-2808
+1 215 994 2417 | +1 215 994 2222


Ralph R. Mazzeo, a partner in Dechert's Global Finance practice, focuses on sophisticated capital markets and mortgage finance transactions, with a particular emphasis on structured finance, including residential mortgage-backed securities (RMBS), commercial mortgage-backed securities (CMBS), single family rental properties (SFR) and CRE CLOs. Mr. Mazzeo regularly advises issuers, originators, servicers and underwriters in connection with securitizations, asset sales and repurchase facilities. His clients also include private equity and hedge fund managers who are investing in the residential, multifamily and commercial real estate markets and structured products.

Mr. Mazzeo has consistently been recognized for real estate and structured finance by The Legal 500 (U.S.), where clients praised him for “having the experience and depth needed to quickly get to the heart of the issue.” Mr. Mazzeo was also selected as a 2019 Best of the Bar lawyer in Greater Philadelphia. 

Mr. Mazzeo also advises clients on the use of blockchain, cryptocurrencies and digital assets in the origination, sale, servicing and financing of financial assets. He was “Highly Commended” for legal innovation by the Financial Times for helping Figure Technologies’ blockchain-based HELOC business secure a landmark $1 billion financing facility.

In connection with the government’s response to the COVID-19 pandemic, Mr. Mazzeo is currently advising clients on CARES Act assistance programs, Small Business Association (SBA) loan programs and the Federal Reserve’s Term Asset-Backed Securities Loan Facility (TALF). Mr. Mazzeo has represented industry trade groups including SIFMA and the MBA in delivering formal comments related to Risk Retention, Regulation AB, and other issues affecting securitizations under the Dodd-Frank Act. 

Mr. Mazzeo is editor-in-chief of Dechert's Finance and Real Estate blog, Crunched Credit.

  • University of Pennsylvania, B.A., 1991
  • New York University, M.P.A., 1993
  • The University of Arizona James E. Rogers College of Law, J.D., 1997, summa cum laude, Senior Articles Editor of the University of Arizona Law Review, and a member of the Order of the Coif
  • Pennsylvania
  • New York
  • Structured Finance Association (SFA)
  • Mortgage Bankers Association (MBA)
  • CRE Finance Council (CREFC)
  • Regular author and speaker on issues affecting securitization and the mortgage markets

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